Boating is a great way to relax and enjoy the water, but it’s important to protect your investment with boat insurance. USAA offers affordable boat insurance quotes that can help you get the coverage you need at a price you can afford. In this article, we’ll discuss everything you need to know about getting a boat insurance quote from USAA, including what’s covered, how much it costs, and how to get started.
Whether you’re a new boat owner or you’ve been boating for years, USAA has a boat insurance policy that’s right for you. Their policies are designed to protect your boat, your belongings, and your liability in the event of an accident. They also offer a variety of discounts that can help you save money on your premium.
What’s Covered by USAA Boat Insurance?
Hull coverage
Hull coverage protects your boat from damage caused by covered perils, such as:
- Collisions
- Groundings
- Fires
- Thefts
- Vandalism
Liability coverage
Liability coverage protects you from financial responsibility if you cause an accident that results in bodily injury or property damage to others. This coverage is important because it can help you pay for medical expenses, lost wages, and other damages.
Medical payments coverage
Medical payments coverage helps pay for medical expenses for you and your passengers if you’re injured in a boating accident. This coverage is important because it can help you pay for medical bills, lost wages, and other expenses.
Uninsured/underinsured boaters coverage
Uninsured/underinsured boaters coverage protects you from financial loss if you’re hit by a boat that doesn’t have insurance or doesn’t have enough insurance to cover your damages. This coverage is important because it can help you pay for repairs to your boat, medical expenses, and other damages.
How Much Does USAA Boat Insurance Cost?
The cost of USAA boat insurance will vary depending on a number of factors, including:
- The type of boat you have
- The age of your boat
- The value of your boat
- Your boating experience
- Your claims history
Generally speaking, the newer your boat and the more experience you have, the lower your premium will be. You can also save money on your premium by taking a boat safety course.
How to Get a Boat Insurance Quote from USAA
Getting a boat insurance quote from USAA is easy. You can get a quote online, over the phone, or by visiting a local USAA office. When you get a quote, you’ll need to provide information about your boat, your boating experience, and your claims history.
Once you have your quote, you can compare it to quotes from other insurance companies to make sure you’re getting the best possible deal.
Conclusion
Getting boat insurance is a smart way to protect your investment and your liability. USAA offers affordable boat insurance quotes that can help you get the coverage you need at a price you can afford. To get a quote, visit USAA’s website or call 1-800-531-USAA.